Buying a home

For people working toward a first home, covering closing costs, or remaining in the home they already have. This is grant assistance — not a mortgage and not a loan you repay. Describe the property situation, the gap you need to close, and how a one-time grant would make the difference.

IDA grant programs are not loans. If you are selected, you do not repay the award. Applying does not guarantee funds. Write plainly. Completeness matters more than perfect wording.